Services

Investment Planning

Investment Planning is a process, beginning with getting to know you—who you are, your goals, your tolerance for risk and your timelines for each financial goal. Our objective for this initial step is to give you a comprehensive overview of your where you are financially now.

Once we understand where you are now, we will examine your priorities and recommend appropriate courses of action to pursue your goals.

Life, however, is not static. Things change—in your life and the investment world. Flexibility to meet change requires periodic review and adjustment to continue to meet your needs going forward.

We invite you to have a conversation with us about Investment Planning.

Retirement Planning

After spending a career accumulating assets, it’s important to determine if they will be sufficient to generate enough income for the lifestyle you want, keep pace with inflation, meet unforeseen healthcare costs and withstand downturns in the financial markets. Making the transition to retirement requires a different set of strategies than saving for retirement.

For instance, you may need to revisit your asset allocation and overall goals. A financial plan provides a disciplined, dynamic framework for meeting the multiple challenges that lie ahead. It can also uncover specific strategies that may help you allocate your portfolio assets as you draw closer to, or spend your early years in, retirement.

In a volatile, uncertain economy, living in retirement has become one of investors’ biggest challenges. With asset values that can fluctuate, and without a reliable stream of income, many retirees find it difficult to stay retired in their current lifestyle or have the confidence that they won’t outlive their assets.

Working with Stidom Financial Advisors, you can create a plan to help address your fears by planning prudently. Gain strategies that preserve capital, diversify your portfolio and reallocate your assets as your life needs and circumstances change. With your personal financial advisor, you can have more confidence in your ability to live the life you want in retirement.

For more insight into how you can have more confidence with a sound retirement plan across all of life’s stages, we invite you to have conversation with us.

Estate Planning

You have worked to establish a career and a home, to send your children to school and to plan for retirement. Planning for your loved ones and creating a legacy to the causes that matter most to you can be equally as important.

Protecting all you have achieved and intelligently transferring your wealth requires sound planning. Specific life events such as the birth of a new child or purchasing a new home may necessitate a purchase or review of your life insurance coverage. But what if something were to happen to you? You are your family's greatest asset, and a sudden loss of income could place an unnecessary hardship on them.

In addition to providing a safety net for your family in the event of your death, life insurance can be used to address a broad range of financial concerns, from protecting your business and financial interests to planning for estate and wealth transfer to fulfilling a philanthropic goal.

Personal Trusts may help you preserve your wealth during your lifetime and, in the event of death or disability, assure the ongoing management of your assets. It may also help facilitate the transfer of assets to your family members or to charity, and help protect your wealth over several generations.

Talk with us about how you can leave a legacy for the causes and people in your life.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.